The effect of a bad financial planning will be in the lack of liquidity, that will attack completely your survival. In order to draw for it, it counts on a bottom of sufficient maneuver for the first months, avoids superfluous expenses and it looks for financing constantly. To reach liquidity. That is the goal that must record to fire all entrepreneur. the main problems will come by subjects related to the liquidity, because to the being new businesses their products are little mature in the market and the rules of game with their suppliers and clients still are not consolidated. And, therefore, they will own great needs of liquidity to be able to approach everything what they have planned and to do against the contingencies that are arising, that usually is many, first that you must calculate is what initial investment you will need to start. If an entrepreneur is not able to look for and to obtain sufficient resources, or is own or external, that give credibility him to the project, evil begins. Another initial error during the search of resources is to try to finance all the project in one phase.
The problems do not come only in the phase from planning economic-financier, but also in the day to day, when the business has begun to walk. Desconocen the difference between treasury, cost, payment, collection, entrance, benefit, etc. They do not know very well why they serve the basic indicators as rate of return, deadlock, etc. To confuse all those concepts make them get into debt themselves too much being able to get to think that to have much treasury, at a certain time, it means to have many benefits and can begin to spend, when in fact it is not therefore the second point that must make sure is a bottom of sufficient maneuver for the first months of activity, while there are no income. and mainly to avoid the phase angles between the forecast of income and expenses. When they invoice they think that they are going to have the money immediately and perhaps the clients take in paying to them or directly they become weak people. They are ended up to them unsquaring all the numbers and the little money that they have basic of maneuver makes them enter red numbers. Factoring or the Sale of invoices and the sale of inventories, seems to be good exits to this problematic one. If these in the Valley of the Cauca you can look for it like factoring Cali and if you have invoices that you can negotiate, you obtain very good alternatives in Factoring Colombia. It is important to organize of suitable way the accounts to receive, inventories and accounts to pay to be able to facilitate the liquidity at the moment at which it is needed. It always prioritizes to have money at the hand, although it affects a little your yield.
We go works with one of the most famous personages of the world: Enesto Rafael woollen Guevara Serna, more known as Che Guevara, was the socialist revolutionary celebrity of century XX. Argentine, was born in the city of the Rosary in 14 of June of 1928. He was born in a family of good social conditions; since infancy he suffered with asmas and for recommendations he medicates if he moved for other regions of Argentina. In the adolescence he was stimulated by the parents to read books of the library, was in this phase that Che entered in contact with socialist literature (Marx, Engels and Lnin). As the businesses of the family he was not very well, Che he decides to work to the 14 years of age, without wide the studies, obtained a job in the camera next the city to Crdoba; soon after Che Guevara starts to attend a course medicine; I obtained at this time a job in a typography. It also made voluntary work in a research institution sexual that was implanted in the end of World War II, in way to this process, had started estudantis movements of protest against the Argentine government of Pern Sundays. In 1951, in the company of the friend Alberto Granado, Che initiates a motorcycle trip to know the situation politics, social and economic of Latin America; he visited some regions devoid as, for example: mines and have covered, town aboriginal and leprosrios. He was impressed with the misery and pssimas conditions of life of the layers poor of the society. In the year of 1953, it was formed in medicine and it returned for Argentina; however it started to dedicate to the world of the politics; in this exactly year Che promoted a new trip for Bolivia, Peru, Panama, Colombia, Equator, Costa Rica, saving El and Guatemala. In them you enumerate trip carried through for Che, it knows Hilda Gadea and with it had the first Hildita son.
To transmit clear messages and with naturalness for the entrepreneurs who are in line he is one of the factors that approach plus them the success of their projects, is truth that the used techniques and methods we are doing to expose it is important but the form in that we are setting out our message, the form in which we expressed ourselves is the essence than we transmitted, expressed of another form, is what they take our visitors or prospectuses from our business; and clear on it the sales will depend much more that they obtain. At the moment with the height of social means, the presence of the entrepreneurs as much in Twitter as in facebook becomes something forced and is here where we must put special attention in the form who we communicated our message, in this article I want to share some tipts to do it of the best possible way and that it obtains the results that we hoped: – To persuade without forcing: A correct message does not try to force to its readers to whom they do not create or in doing something that does not wish to do. When we published our message we do not have to forget the amiability, the courtesy and giving thanks; we do not try to use our messages, mainly in the beginning, to make publicity or a direct sale; we consider that first is to later create a relation with our friendly or followers and if, to suggest, to advise or to show what we want to promote. – Tact: One talks about the correct election of means, tools and strategies that we use to achieve our objective, we must use the different techniques to manage to fuse social means with our voluntary pages of subscription, for example; so that a visitor to our profile can choose to follow to us and simultaneously also him the option can be presented/displayed to subscribe to a certain bulletin for its later pursuit.
Not only it will transform his mind, with the powerful information contained in the book, will equip also it with an enormous one to be able to determine his destiny, his life and happiness. The Secret of the Power of Metas, will teach to construct powerful goals to him that were materialized automatically. The book presents/displays so powerful techniques, that you will not have another option that to become rich. And the best thing of everything, this will happen, of automatic and fast form. It is not convinced? It seems too good to be truth? The majority of the people accepts, willingly, economic information on falls of stock-market, depressions, catastrophes and epidemics, but they are not able to think that they can become rich, following simple steps. The truth is that all can become rich, millionaire, if they follow simple steps and they take control of correct information. Bacon wrote that the knowledge is to be able. Andrew Corentt, says that the suitable knowledge is to be able. 
Different types exist from investment funds, next we will review the exact definitions according to the dictionary ibercaja in bottoms and their attributes. We will begin to establish that they exist around 20 different types from investment funds. Next we will see most important. FIAMM or Investment fund in Assets of the Monetary Market is the bottom in which assets of monetary market are reversed, which talks about less to assets of fixed rent with a maturity date of 18 months or. FII or Real estate Investment fund that is the bottom in which it is reversed exclusively in the real estate sector or are the commercial houses, premises, offices, etc. FIM or Moving Investment fund that is the bottom that invests in negotiable values or to short or long term. Cumulative bottom or of Capitalization is the basic type in which all the interests and dividends are reinverted. Bottom of Bottoms is the bottom where the patrimony in participation of other investment funds is reversed normally.